Innovations in Impact Investing + The New Normal

Innovations in Impact Investing 

Wednesday, November 18th, 2020 @ 5:30pm PST (1.5 hours)

REGISTRATION LINK

Can you really align your values to your personal or business financial goals and will you have to sacrifice performance to do so? Where do you even begin with accessing such solutions? And, how are you able to measure the true impact?

On November 18th 2020, we are distilling down the notion of impact investing and discussing traditional and non-traditional ways of deploying capital to make the biggest impact at both a global and local community level.

Hear from San Diego innovators, David Lynn, CEO & Co-Founder of Mission Driven Finance, and Christian Braemer, CEO & Founder of Benefunder, who are filling the know-how gaps to serve individuals and businesses to achieve their financial goals while making positive impacts in the community and world around us.

Additionally, Senior Responsible Investment Strategy Specialist at Calvert, Andrew Olig, CSRIC, will breakdown the history and future of impact investing; address performance myths and realities, and highlight available investment solutions.

Other Topics to be Discussed:

  • Performance misconceptions vs. realities
  • This is not a trend, it’s the way of doing business now
  • United Nation’s Sustainable Development Goals (SDG)
  • You do not need to be an accredited investor to make a positive impact through investments

Impact Themes that May Surface:

Climate change, Clean water and sanitation, Clean energy, Homelessness, Health & Wellbeing, Childhood Education, Gender Equality, Sustainable Business Practices, Corporate Social Responsibility (CSR), Working Conditions

And, We’ll Discuss Different Avenues to Invest:

  • Private vs. Public
  • Equity + Debt vs. Alternative Asset Classes (uncorrelated)
  • Global vs. Local
  • New Channels for Funding – Philanthropic Dollars

_________________________

Panel:

Andrew Olig, CSRIC, Senior Responsible Investment Strategy Specialist

Andrew Olig is a vice president and senior responsible investment strategy specialist for Calvert Research and Management, a wholly owned subsidiary of Eaton Vance Management specializing in responsible and sustainable investing across global markets. He is responsible for the suite of strategies focused on responsible investing, encompassing actively and passively managed U.S. and international equity strategies, fixed-income strategies and asset allocation funds. Andrew is responsible for client and internal communications and insights on investment strategy and portfolio positioning. He joined Calvert Research and Management in 2016.

Andrew began his career in the investment management industry in 2000. He has been affiliated with the Eaton Vance organization since 2016. Before joining the Eaton Vance organization, he was a senior regional vice president with Calvert Investments. Previously, he was a senior investment specialist with Symetra Financial, and was affiliated with Hartford Mutual Funds and Putnam Investments. Andrew earned a bachelor’s degree from Central College in Iowa. He holds Series 6, 7 and 63 FINRA licenses, and holds the Chartered SRI Counselor (CSRIC) designation. Andrew is also in the First Cohort to earn the FSA credential – a group of leading industry professionals to earn the Fundamentals of Sustainable Accounting Credential designed for professionals who benefit from understanding the link between material sustainability information and a company’s financial performance.

 

Christian BraemerChristian Braemer, CEO, Benefunder

Christian is the CEO and founder of Benefunder, a platform that connects philanthropists with leading researchers and entrepreneurs across life sciences, tech, environment, education sectors to help bring new innovations to market. Benefunder has over 700 leading researchers under contract and profiled on the platform which it integrates with major wealth management platforms and family office networks to provide a solution for rising client demand for impact.

Prior to becoming an entrepreneur, Christian began his career as a financial advisor with Morgan Stanley and later, Merrill Lynch. In 2006, he founded Joe Media, the first national free WiFi network which was later acquired by a leading digital out of home media company.

Throughout his career, he has always volunteered with various non-profits in both a board and executive capacity. Christian currently serves as an entrepreneur in residence with CONNECT and is a past speaker at TEDMED and MIT Enterprise Forum.

Christian completed military service as sergeant/section commander in the 1st light infantry division in the royal Danish army, where he was also elected vice national spokesman for enlisted personnel. He has a degree in international business from Copenhagen Business School.

David LynnDavid Lynn, CEO, Mission Driven Finance

David Lynn has been working in the financial and philanthropic sectors for over 20 years. He found a way to blend those two worlds in 2016 as the founding CEO of Mission Driven Finance, a private impact investment firm dedicated to building a financial system that ensures good businesses have access to sufficient, affordable capital. Mission Driven Finance manages multiple private funds that provide inclusive commercial financing to small businesses, social enterprises, and nonprofits, all with the goal to close capital gaps that close opportunity gaps.

Prior to focusing on impact investing, David specialized in private investment management,
including reporting and risk management. Most recently, David has been the Investment
Manager for the Price Group, a family office and charitable foundation environment, including
directly running an actively managed equity derivatives portfolio and serving as a director with
the Price Philanthropies Foundation.

With a long dedication to community involvement, David has served in a board leadership capacity for a variety of nonprofit and philanthropic initiatives, including San Diego Grantmakers, San Diego Impact Investors Network, Education Synergy Alliance, Mission Edge San Diego, San Diego Social Venture Partners, and San Diego Humane Society.

David is a San Diego native with a BS in Mathematics from Whitman College. When not working or volunteering, he’s likely to be found adventuring in the mountains with the dogs or other crazy people.

 

Moderator:

Kaitlyn WilczinskiKaitlyn M. Wilczynski, CIMA®, CPFA, First Vice President, Wealth Management Advisor and Senior Portfolio Advisor, Merrill Lynch Wealth Management

Secretary, MIT Enterprise Forum San Diego

Kaitlyn joined Merrill in 2008, spending six years within Merrill Private Wealth Management Group and later joining Merrill Lynch Wealth Management to form Bradshaw, Wilczynski & Associates.

She enjoys working with successful women and their families to organize their financial lives and find ways to invest in a meaningful and impactful way while helping them achieve specific financial goals.

She earned the Certified Investment Management Analyst® (CIMA®) and the Certified Plan Fiduciary Advisor (CPFA) designations, holds the CA Life, Accident & Health license, as well as, the Series 7 & 66 FINRA registrations. She earned a B.S. in Business Administration degree from Bryant University with a focus in Financial Services and a minor in Communications.

Kaitlyn is President of the Merrill Women’s Exchange – San Diego chapter, Secretary of the MIT Enterprise Forum San Diego chapter, active member of the National Association for Women Business Owners (NAWBO) San Diego and member of Merrill’s Military Support & Assistance Group (MSAG) San Diego chapter. In her spare time, she enjoys trying new restaurants, wine and craft beer, Pilates, skiing, traveling and all things San Diego has to offer. Originally from Boston, MA, she and her husband Matt now call La Jolla, CA home.

REGISTRATION LINK

 

Visit Our Website to stay updated on future programs.

 

We look forward to connecting with you,

The Chapter Executive Committee & Advisory Board
MIT Enterprise Forum-San Diego Chapter

State Data Privacy Laws Effective Jan 1: Complying and Unintended Consequences

Data Protection + Privacy image

State Data Privacy Laws Effective Jan 1:
Complying and Unintended Consequences

Privacy and Security by Design

January 15, 2020
5:30 – 8:30 pm
@Knobbe Martens (12790 El Camino Real, San Diego, CA 92130)

Register Today!

Panel Discussion

Who should attend?
This session is for chief technologists, R&D, product managers, developers, and designers who want to better understand the principles of Privacy by Design.

California has two new laws that go into effect January 1: the California Consumer Privacy Act (CCPA) and SB 327, an IOT security law which mandates that manufacturers that sell or offer to sell a connected device in California equip the device with “reasonable security features.”

This makes California the first state to specifically regulate the security of connective devices, which are commonly referred to as Internet of Things (IoT) devices and the CCPA is one of most comprehensive state privacy laws to go into effect since the EU enacted General Data Protection Regulation (GDPR) in 2018.

In contrast to California data privacy laws protecting only personal information, the new security law aims to protect the security of both IoT devices, and any information contained on IoT devices.

Given this focus on legislating privacy and security we should be thinking ahead and addressing these principles during the design process. While SB 327 focuses on IoT specifically (this includes connected things such as connected cars, industrial devices, retail point-of-sale or medical devices, to name a few), privacy can impact other products and apps as well, including social apps, media, and telecommunications.  Across the board, these two new acts have an impact on a wide number of products and services.

Examples where Privacy by Design was needed

When we look at the Facebook data privacy scandal around the collection and sharing of personally identifiable information on as many as 87 million people or read in recent news about hackers who have been able to spy on children via popular “smart home” security apps, we realize that even honestly designed products can end up with unintended consequences.  As our world becomes more mobile and more connected, how can developers build privacy and security into their products to keep their customers safe and secure?

Panel Focus

This panel will consist of technical, product, and design professionals who will focus on how we can apply design principles that will make our new products safe and secure.

What is Privacy by Design?

The term “Privacy by Design” means “data protection through technology design.” “Privacy by Design” along with “Privacy by Default” are one of the key changes that were brought into the General Data Protection Regulation (GDPR) that went into effect in Europe in May 2018.

“Privacy by Design” and “Privacy by Default” have been frequently discussed topics related to data protection. The first thoughts of “Privacy by Design” were expressed in the 1970s and were incorporated in the 1990s into the RL 95/46/EC data protection directive. According to recital 46 in this Directive, Technical and Organizational Measures (TOM) must be taken already at the time of planning a processing system to protect data safety.

Startups and New Product Introductions: MVP vs. Privacy / Security

As entrepreneurs we tend to think in terms of Minimally Viable Product or MVP when we first launch a product or app, and typically instantiating privacy or security at that point is thought to take up too much time or investment and risk “holding us back” in a competitive space. Yet that leaves a window of vulnerability. When should we consider designing in privacy and security? Is there “right” timing?

For that answer and more, join us Wednesday, January 15.

AGENDA

5:30: Registration, networking, food and drinks
6:30: Program
7:30: Audience Q & A
8:00: Program concludes, followed by networking, coffee & dessert until 8:30

Register Today!

SPEAKERS

kathleen glass

Kathleen Glass  (moderator)
VP of Marketing, 2B Advice

Kathleen Glass is global VP of Marketing for 2B Advice, providers of outsourced privacy management services and data privacy compliance software.  Kathleen brings over two decades of B2B sales and marketing experience in SaaS and managed services industries for emerging technologies including IoT, CyberSecurity, Privacy, and Analytics. As a passionate advocate of sales and marketing alignment, Kathleen advises companies across the US in best practices for inbound and outbound demand generation processes and technology adoption.

Kathleen is a Chapter Chair for the San Diego IAPP KnowledgeNet Chapter Program for privacy professionals, a San Diego Chapter Officer for the Association of Inside Sales Professionals and serves on the AA-ISP National Advisory Board. Kathleen also serves on the CompTIA IoT Advisory Council.

PANELISTS CONFIRMED

ro cammarota

Dr. Ro Cammarota
Principal Research Scientist, Intel Corporation

Dr. Rosario Cammarota (Ro) is a Principal Research Scientist at Intel AI Research, where he grows the effort on privacy-preserving technologies and international standards for AI Systems. He received his Ph.D. degree in Computer Science from the University of California, Irvine, in 2013. He serves on the program and organizing committees of several premier hardware and embedded security conferences and workshops. He is a Senior Member of IEEE, a prolific inventor and one of the recipients of the SRC Outstanding Industry Liaison Awards in 2017, 2018, and 2019.

Darin Andersen

Darin Andersen
CEO and Founder, NXT Robotics

Darin Andersen is a distinguished serial Entrepreneur, Cybersecurity, Smart City, Internet of Things (IoT) and professional with over 20 years of experience in industry.  Darin is the CEO & Founder of NXT Robotics which builds an AI security robotics platform.  In 2013, Mr. Andersen founded CyberTECH (CyberHive and iHive Incubators), a global cybersecurity and IoT network ecosystem providing cybersecurity, IoT and Smart City resources, strategic programs and quality thought leader Forums across the nation. Before NXT Robotics, Darin was the CEO of CyberUnited a enterprise cybersecurity firm.  Darin also served as President, North America for Norman Shark, a forensics malware analytics company, acquired by Symantec. Prior to Norman Shark, Darin was the Chief Operating Officer (COO) at ESET, an award winning and antivirus solutions company. While COO at ESET, Darin created the “Securing Our eCity” initiative. The initiative, now an independent Foundation, was recognized by The White House as the “Best Local/Community Plan” DHS National Cybersecurity Awareness Challenge.  Andersen is a distinguished Ponemon Institute Fellow and serves on numerous boards and received an MBA in Finance and Operations Management and 2nd Masters in Information Systems and Operations Systems both from University of Southern California and a BA from Claremont McKenna College.

Emad Georgy

Emad Georgy
CTO, Advisory & Consultant

Emad is recognized globally as an execution-focused CTO and powerful transformational leader. His passion is both developing code and developing leaders. He is a hands-on, execution-focused CTO Advisor and Consultant leading large-scale transformations in architecture, Agile, DevOps, IT, process and leadership development. He helps his clients with scaling and growing pains as well as developing strong leaders in technology. His hybrid approach to technology management, focusing on both the practical and cultural elements of leadership, makes Emad a trusted and valued partner helping both domestic startups and global enterprises scale and grow. He is proficient in talent assessment, tangible leadership and organizational development, as well as data engineering and analytics pipelines, modernizing legacy applications, re-architecture, cloud migrations, DevOps and API integrations. He has held CTO and technology leadership positions at a number of major global brands including Experian. Named a Computerworld Premier 100 IT Leader, Emad is developing tomorrow’s industry leaders.

“Disruptive” is an Understatement: The World on Robotics, Sensors & 5G

“Disruptive” is an Understatement: The World on Robotics, Sensors + 5G

Much more than just faster connections for your smartphone. Yes, 5G technology has the potential to transform the internet and lower latency to single digit milliseconds, but more importantly, it will enable a myriad of new applications and use cases. Think connected smart devices in the IoT; autonomous vehicles; smart cities and connected factories. Now, think of all the new applications that will be needed to make our smart cities and connected worksites work with 5G.

Whether you’re in a technology business or a business that relies on technology…and which one doesn’t?…or perhaps you’re an individual thinking of upgrading to a smart home, 5G is going to make the future we see in SciFi movies possible. The question is when?

For that answer and more, join us Wednesday, November 20.

AGENDA

5:30: Registration, Networking, food and drinks

6:30: Program

7:30: Audience Q & A

8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

SPEAKERS

Mary Beth McCabe

Dr. Mary Beth McCabe (moderator)
Associate Professor, National University

As National University’s Academic Program Director for Marketing since 2010, Dr. McCabe brings 25 years of hands on experience in television and digital advertising plus business ownership to the College of Professional Studies. She has been an executive in the San Diego business community since 1982, with KUSI-TV and prior, in Chicago at WCIU-TV. Her business clients range from Fortune 100 firms to family run enterprises. Her academic degrees are from Alliant University (DBA, Marketing), DePaul University (MBA, Marketing) and University of Dayton (BA, Communications). Dr. McCabe has been on the marketing faculty at UCSD Extension, San Diego State University, and the University of San Diego. She is co-author of Mobile Marketing Essentials (Stukent, Inc), now in its sixth edition, and author of The World’s First Guide to Independent Travel. She lives in San Diego, and volunteers with American Marketing Association, MIT Enterprise Forum and several community groups. Dr. McCabe received the only National University President’s Award for Online Course Development (2018). She was also recognized with a Lifetime Achievement Award from the San Diego Ad Club.

PANEL

Cheryl Goodman
Head of Corporate Communications, Sony Electronics

For more than 20 years, Cheryl Goodman has pushed the boundaries of innovation by expanding cognitive diversity by including more women in tech. She served for a decade at Qualcomm where she leads the dialogue in wireless, display tech, and app development. Goodman left to run Athena, a non-profit designed to advance women in tech & life sciences. In her tenure, she created resources for female entrepreneurs in bio & tech while achieving the organizations highest level of fundraising ultimately being recognized as a leading CEO in the San Diego region. Today she’s at the Global multinational Sony, headquartered in RB. As Head of Corporate Communications, she evangelizes the broad innovations lead by the creative entertainment company. “I take the same mission-focused mindset found in the non-profit world and apply that to the world of technology. My goal is to bring other high-level contributors, who sometimes get overlooked, alongside me as I continue on my journey to demonstrate how technology transforms lives.”

Goodman is a true advocate for assistive technologies as she recently overcame sudden and severe hearing loss in both ears. After enduring a series of correction surgeries, Goodman is a champion of mobile and audio technologies that allowed her to thrive despite not being able to hear.

Abhijit Kudrimoti

Abhijit Kudrimoti is a Product Management Leader at Verizon.

He has worked for several years in the Internet of Things (IOT) space and played a significant role in the development and marketing of Verizon’s Thingspace IoT services platform. Abhijit works with technologies such as Location Based Services, Device Provisioning, Management and Diagnostics, Global Roaming, Public IP and Private Mobile Networking, 5G and Mobile Edge Computing, LTE and Narrowband-IOT, consistently and successfully delivering products to market for Verizon.

Abhijit started his career as an embedded modem software engineer and subsequently did 3GPP2 standards development work at Qualcomm in the area of wireless data internetworking.  Abhijit later worked as a product manager at different mobile device hardware and software vendors such as Nokia and Palm and D2 Technologies.  Abhijit has an MBA from the UCLA Anderson School of Management, Los Angeles CA, and M.S. and B.Tech degrees in Electrical and Computer Engineering from the University of Arizona and the Indian Institute of Technology, Bombay, India, respectively.

Sudeepto Roy is a Vice President of Engineering at Qualcomm

Sudeepto is a Vice President of Engineering at Qualcomm and has held various leadership positions spanning wireless embedded engineering, customer and startup enablement, patent licensing, product planning and regional strategy. He and his team members have played an instrumental role in the design and worldwide launches of several generations of handsets, IoT, computing, networking, and infrastructure products which effected the industry’s major technology shifts from 2G, 3G, 4G and now, 5G.

Sudeepto holds a B.S. and M.S. in Computer Engineering from MSU, India and ODU, Virginia respectively, and has completed post graduate certificate programs in Engineering Management and Intellectual Property Law at Caltech and UCSD.

Sudeepto volunteers for issues of community interest (particularly, children’s safety and development), and serves on the board of two non-profit schools (“La Petite Ecole” du Lycee Francais et International, and Onkur Bangla Language Academy of San Diego). As a resident of the coastal village of Del Mar with his wife and daughter, his hobbies include family activities, technology writing, travel, gardening, reading, music, and pilates.

chad sweetChad Sweet is CEO of ModalAI, Inc.

Chad has more than 20 years of leadership experience and focuses on system architecture and business development. ModalAI is a leader in autonomous robot and drone perception and communication systems. The company develops highly-integrated artificial intelligence (AI)-powered modules that empower companies in a variety of industries to utilize aerial and ground autonomous navigation systems that communicate via 4G and 5G cellular networks. Through June 2018 he led global robotics R&D at Qualcomm Research. Previously at Qualcomm he led efforts in computer vision and wireless communications with 15 patents granted.

Holiday Mixer

networking


It’s the Holidays! Let’s Celebrate!

 

Please join us for a special MIT Enterprise Forum Holiday Mixer. CONNECT w/SDVG has graciously offered us their fun space including patio and big red slide. We’re looking forward to welcoming everyone we’ve seen this year, including you!

If you’ve attended any of our monthly Forums, you know that we serve great food and have a self-serve wine and beer bar. We like to keep it casual and hope you’ll join us to mingle and munch.

$20 – MITEF Members
$35 – Non-Members

 

 

 

 

 

Advances in Personalized Medicine and Your Future Health Experience

Advances in Personalized Medicine and Your Future Health Experience

In the very near future, you may visit your doctor and receive a drug therapy that was customized just for you based on your DNA, metabolism, and lifestyle. Advances in key technologies, including decoding the human genome (DNA), artificial intelligence (AI), and health information, are the catalysts for the rapidly accelerating field of personalized medicine.

AGENDA

5:30: Registration, Networking, food and drinks
6:30: Program
7:30: Audience Q & A
8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

SPEAKERS

Navid Alipour, JD (Moderator)
Co-founder and Managing Partner, Analytics Ventures
Navid Alipour is Co-founder and Managing Partner at Analytics Ventures, a Venture Formation Fund focused on starting new ventures with artificial intelligence and machine learning at their core.

Prior to co-founding Analytics Ventures, he founded La Costa Investment Group, making investments in startups nationally. Through the founding of multiple Artificial Intelligence(AI) based companies like CureMetrix and CureMatch, Navid is a long-time entrepreneur in the AI space, and looks to address the need between angel investors and big venture capital funds. He has a passion for finding scientists and academics who are domain experts in their respective fields, and helping them turn their research into viable businesses, helping build companies from inception.

PANEL

Bob Kain
CEO and Co-founder, Luna PBC, LunaDNA
Bob Kain is a renowned pioneer in the field of genomics, spending most of his career growing Illumina, Inc. pre-IPO from 30 employees with no revenue, to a burgeoning workforce of over 3,000 employees and $1.4B in revenue. Bob came out of retirement following a 15+ year career as the chief engineering officer at Illumina to co-found LunaDNA, a community-owned health and DNA data platform and currently serves as the CEO of LunaPBC, a Public Benefit Corporation who manages the LunaDNA platform. He realized the true potential and growing popularity of direct-to-consumer genomic testing and envisioned how this data could be used to disrupt the traditional approach to medical research.

Stephane Richard, Ph.D.
COO, CureMatch, Inc.
Involved with the company development since day one, Stephane is COO of CureMatch. With over fifteen years of international business development experience, Stephane brings to CureMatch his experience with the biotech industry, strategy, management and an exceptional network of collaborators. Since 2006, Stephane has been the Founder & President of French BioBeach, an organization promoting business between Southern California and European Life science groups. As an author of 17 scientific papers and 6 patents, Stephane received a Ph.D. in biophysics from the University Joseph Fourier in Grenoble, France. He has served as a scientist at Sapphire Energy, the Salk Institute for Biological Studies, and visiting scientist at the Sanford-Burnham Prebys Medical Discovery Institute, before holding managerial positions in biotech.

Deb Hubers
Co-founder and CEO, EpigenetisRx
EpigeneticsRx is a one-stop digital destination to all the tools Physicians need for precise, personalized, prevention based on genetics. EpigeneticsRx’s secure platform transforms “omic” data into actionable health plans – reducing the total cost of care and improving health outcomes.

Deb has dedicated her career to measuring and improving healthcare outcomes. Her expertise is leveraging technology to deliver personalized, integrative medicine. Deb founded her first preventative health care business in 1984 and has spent her career as both an entrepreneur and executive of public companies including Bank One and Imperial Bank. She co-founded La Vita Compounding Pharmacy in 2007. Collaborating with her business partner, physicians and strategic partners, Deb has grown La Vita to be one of the most respected and sought-after personalized medicine providers on the west coast.

Kevin Harris
CEO and Board Member, CureMetrix
CureMetrix is a healthcare technology company that develops artificial intelligence or AI-driven software for radiology. Driving AI solutions into the market requires management of complexities including global regulatory approval, channel development, and establishing medical credibility. Under Kevin’s leadership, CureMetrix launched the first FDA-cleared software in the U.S. that uses AI for mammography to help improve cancer survival rates worldwide.

Prior to that Kevin held a variety of C-level and leadership positions at product and consulting firms across a variety of industries.  He has also led his own consulting company, Harris Consulting Group, helping clients focus on strategy, innovation, and execution. Prior to forming HCG, Kevin was CEO of SharePoint360 where he was responsible for transforming the company from an underperforming group of developers to a successful consulting and hosting firm.  Kevin’s specialty is infusing operational elegance into companies that are looking for a path to sustained growth.

COMMUNITY PARTNER THIS MONTH

Cryptonomics – Creating the future of business and finance utilizing blockchain technology

Bitcoin, cryptocurrency, blockchain, many know of these terms but what do they really mean for the traditional worlds of business, finance and investment? 

Please join us for a panel discussion on how this emerging technology is fundamentally changing things in economies around the world. 

We’ll explore: 

Running a business and paying employees in crypto 

Investing and trading crypto 

Decentralizing our financial systems

Regulatory issues

Holding and protecting your digital assets

AGENDA

5:30: Registration, Networking, food and drinks

6:30: Program

7:30: Audience Q & A

8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

PANEL

Chris Behar (moderator)
CEO / BlueBear Consulting

Chris Behar is an independent cybersecurity consultant with over 20 years engineering experience in the tech field. He has worked with many different clients from startups to enterprises, governments, nonprofits, and educational institutions to develop, build and secure networks and systems at scale.

He currently is working on his newest project, Blue Square Development whose purpose is to focus on blockchain and smart contracts to build and secure next generation networks and decentralized applications.

 

Tim Enneking
Managing Director, Digital Capital Management

Tim is the founder and the primary Principal of Digital Capital Management, LLC (“DCM”).  Prior to founding DCM, Tim was the founder and investment manager for the Crypto Currency Fund (“CCF”), one of the world’s first private funds focused on cryptocurrencies. In addition to his crypto-related activities, Tim is also the asset manager of Mana Companies Asset Management, which manages a medium-sized, multi-generational family office and trust based in San Diego. (MCAM does not invest in crypto assets of any type.) 

Prior to operating CCF, Tim founded and managed Tera Capital Fund, a fund of funds focused on Eastern Europe (established in 2004). Simultaneously, in 2013, he was engaged to manage the world’s first Bitcoin fund.

Tim also has extensive M&A experience, having completed more than 70 transactions with an aggregate transaction value of over US$12 billion. He speaks near-native French and Russian, as well as German.  He has five university degrees, all in international business and law.

Tim is a member of DCM’s Trading Team.

 

Paul Puey
CEO / Co-founder at Edge

Paul is a proud Electrical Engineering and Computer Science graduate of UC Berkeley with a wide range of technical skills from low-level 3D graphics engineering to development of custom web CMS systems, even before people knew what a CMS was. He held lead engineering positions with Nvidia and Chromatic Research, but most recently owned and operated several non-technical small businesses throughout California. There he learned the importance of the intersection of people, business, and technology.

Today, Paul aims to bring Bitcoin mainstream with software and products aimed at simplifying Bitcoin and making it insanely easy to send and secure this revolutionary currency while maintaining the highest level of privacy.

When not converting people to bitcoin you’ll likely find him climbing a rock in Joshua Tree or at a local climbing gym.

 

Craig Braun
Head of Business Development at Totle

Craig is a global business development and marketing executive focused on emerging technology markets. His background combines top-tier consulting and start-up experience to lead fast-paced growth companies.

Craig brings over 10 years leadership in securing high-value strategic partnerships and in core company building efforts, including: fundraising, operations, marketing, branding and identity, market-validation, strategic positioning, go-to-market, user acquisition, quantitative analysis, IP strategy, negotiations, and more.

Today, Craig leads global business development for Totle, a blockchain company providing critical liquidity infrastructure for the decentralized exchange of assets. 

Craig was a Dean’s Fellow at the Rady School of Management at UC San Diego and earned a B.S. with Distinction in Management Science from UC San Diego.

A Bold New Regional Vision in 5 Big Moves

SANDAG Executive Director Hasan Ikhrata will discuss the bold new vision being developed for San Diego Forward: The 2021 Regional Plan. This vision for the future of our region’s transportation system will be delivered through 5 Big Moves – key strategies that will enhance connectivity, increase safety and sustainability, and improve quality of life. The 5 Big Moves outline a path forward that builds upon existing infrastructure, with Complete Corridors, Flexible Fleets, Transit Leap, Mobility Hubs, the Next Operating System (Next OS) aiming to provide travelers with transportation choices that are competitive with the car for every trip in the region.

Transportation technology is evolving and changing how we travel daily. Embracing these innovations, are key strategies that will enhance connectivity, increase safety and sustainability, and improve quality of life.  SANDAG is leading a broad-based community effort to develop San Diego Forward: The 2021 Regional Plan.  It will combine a big picture vision for how our region will grow to 2050 and beyond with an implementation program to help make that vision a reality. Ultimately, the plan will reflect a strategy for a more sustainable future which includes investing in a transportation network that will provide people more travel choices, protect the environment, create healthy communities, and stimulate economic growth to benefit all San Diegans.

Join us as we discuss this bold vision and how your business can benefit.

  Hasan Ikhrata, Executive Director, SANDAG
Considered one of the preeminent transportation planning experts in the nation, Hasan Ikhrata is the Executive Director of the San Diego Association of Governments (SANDAG). SANDAG is the leading research, planning, and transportation agency for the San Diego region. The agency builds consensus; makes strategic plans; obtains and allocates resources; plans, engineers, and builds public transportation, and provides information on a broad range of topics pertinent to the region’s quality of life. Agency policymakers are elected officials from each of the area’s 18 cities and the county. Mr. Ikhrata leads a staff of about 350 professionals who develop public policy initiatives for elected officials on numerous issues encompassing population growth, transportation, environmental management, economic development, municipal finance, binational coordination, and public safety.

Mr. Ikhrata has more than 30 years of public and private sector transportation planning experience. As Executive Director of SANDAG, he directs day‐to‐day operations of the agency and implements policies set by its Board of Directors. In addition, Mr. Ikhrata is the Chief Executive Officer of the SANDAG Service Bureau, the nonprofit public benefit corporation chartered by SANDAG.

Mr. Ikhrata has received several awards and honors from various organizations and agencies including the American Society of Public Administration, Southern California Leadership Council, Orange County Transportation Authority, Orange County Business Council, League of California Cities, City of Los Angeles, State of California, Association of the San Bernardino County Special Districts, the Building Industry Association, regional chapters of the Women’s Transportation Seminar, and numerous others.

Mr. Ikhrata holds a Bachelor’s and a Master’s degree in Civil and Industrial Engineering from Zaporozhye University in the former Soviet Union, a Master’s degree in Civil Engineering from UCLA, and a PhD Candidacy in Urban Planning and Transportation from the University of Southern California.

Prior to joining SANDAG in 2018, Mr. Ikhrata worked for Southern California Association of Governments (SCAG), Los Angeles County Metropolitan Transportation Authority (MTA), and South Coast Air Quality Management District (SCAQMD).

Mr. Ikhrata is an adjunct professor in the business school at California State University, Northridge.

To be interviewed by:


Chris Jennewein, Editor and Publisher
Times of San Diego

Chris Jennewein is editor and publisher of Times of San Diego, an online news site with over 300,000 monthly readers. Jennewein has 30 years experience in online media. Prior to starting Times of San Diego, he was associate editorial director for Patch.com in Southern California and president of San Diego News Network. From 2001 to 2008 Jennewein led The San Diego Union-Tribune’s SignOnSanDiego.com, one of the most popular and profitable newspaper websites. Previously he was vice president of operations for Knight Ridder Digital in San Jose. Under Jennewein’s leadership, Knight Ridder introduced the nation’s first complete online newspaper at the San Jose Mercury News in 1993. Jennewein is a graduate of the University of Pennsylvania and the London School of Economics.

___________________________________________

AGENDA
5:30: Registration, Networking, food and drinks
6:30: Presentation
7:30: Audience Q & A
8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

REGISTRATION & COST
MITEF Members and MITEF Sponsors: Free
Non-members: $65
MIT Alums:  $50
​​On-Site: $75

NOTE:  Online Registration ends at 11AM, the day of the event.  NO REFUNDS after June 17, 2019

PAYPAL is our payment processor and accepts ALL MAJOR Credit Cards.

The next wave of technology entrepreneurs: The rise of women’s startups

Women are founding startups now more than ever before.  There was a 68% increase in women launching businesses in the US between 1997 and 2014.  That is two-times the rate of business owned by men.  Further, the likelihood of startups with women executives to receive venture funding is three-times what is was just 15 years ago.  In fact, if all 10 million women business owners in the US formed a country, it’s GDP would rank fifth globally.
San Diego is one of America’s best cities for startups.  In fact, it’s rated fourth according to the 2017 Kaufmann Index of Startup Activity.  But what makes it a great place for Women’s Start-ups?  Learn about San Diego’s rich ecosystem from the women at the heart of our entrepreneurial movement:
Panel

Allison Long Petine,  Founding Partner, Ad Astra Ventures

Dina Moskowitz, CEO & Founder, SaaSMAX Corp.

Arlene Harris, President & Co-Founder of Dyna LLC

Cathy Pucher, Executive Director, SDSU’s Zahn Innovation Platform Launchpad

Jean Center, Founder & CEO, Center Group Consulting

Kara Bortone, Head of JLABS @ San Diego

___________________________________________
Dina Moskowitz, CEO & Founder, SaaSMAX Corp.

Moskowitz is recognized as one of the IT Channel’s top influencers and innovators.  Dina Moskowitz has been leading and/or consulting to cloud-based, SaaS and other technology companies throughout her career.  As Founder and CEO of SaaSMAX (including SaaSMAX Marketplace & the PartnerOptimizer business intelligence solution), she has received many awards and recognition: she was recently ranked #20 out of more than 2800 Channel Executives; awarded the 2017 Cloud Girls Rising Trailblazer Award; is regularly recognized annually by UBM Tech Channel’s CRN as one of the Top Women in the Channel; and more.  Dina also serves on the Cloud Software Assocation’s board of directors, the SaaS industry’s trade association for partnership success.   Prior to SaaSMAX, Moskowitz was CEO and founder of Critical Digital Data Solutions Inc., which developed cloud-based data storage solutions.  Dina is a big advocate of women in SaaS and the IT Channel: she’s a member of CloudGirls; CompTIA’s Association of Women in Tech (AWIT); Alliance of Women in the Channel; a regular judge and/or mentor for San Diego Women’s Hackathon and CodeGirls and other San Diego start-up organizations; and a member of HeraHub since their inception.  Dina highly recommends the 2019-released book “How to be a Woman in Technology (While Focusing on What Matters Most) by Cheryl O’Donogue, MS.

Arlene Harris, President & Co-Founder of Dyna LLC

Arlene Harris has more than 4 decades of experience as an innovator, entrepreneur, board member, and investor in a number of successful companies in wireless related businesses. Most recently, through her incubator Dyna, Harris has fired up Wrethink, a new broadband solution for families launching later this year and Wrethinking, the Foundation, to support privacy through the Me2B Alliance and help fund female technology founders.

In her previous work, she founded GreatCall and launched its Jitterbug offering in 2006 in partnership with Samsung to create a simple and personalized cell phone experience. With almost a million customers, GreatCall was sold to a private equity company in 2017 and is now the foundation of retailer Best Buy’s consumer health offering.

In 1994, Harris founded SOS Wireless Communication that became GreatCall in 2006. In 1986, she started Subscriber Computing (now Verisign) and invented the first management systems to support prepaid cellular service and the first niche cellular offering founding Cellular Pay Phone, Inc. In 1983, Harris joined partners and founded billing and CRM market leader Cellular Business Systems, Inc. (now Netcracker).  Before CBSI, Harris helped lead her family’s Los Angeles-based wireless business, ICS (now USA Mobility). In addition to providing early mobile telephone service and becoming the world’s largest paging system, ICS was developer of LifePage, the world’s first health related application of wireless technology for consumers.

Harris holds several issued patents. She received the PCIA Foundation’s Year 2000 distinguished Chairman’s award and is a Fellow in the Radio Club of America. She has served on several committees of the FCC, TIA, and PCIA. In 2007, Harris became the first female inductee into the Wireless Hall of Fame, has since been inducted into the Consumer Technology Hall of Fame, honored with a Stevie, Athena, and Girl Scouts Cool Woman awards and recently received the UCSD Gordon Engineering Leadership Award. Harris lives with her husband and business partner, renowned wireless pioneer Marty Cooper, in Del Mar, Ca.

Allison Long Petine,  Founding Partner, Ad Astra Ventures

Allison Long Pettine is a Founding Partner of Ad Astra Ventures, an early-stage venture fund and accelerator that helps founders change the way they see themselves and the world in order to successfully fund, grow, and scale companies. Allison is also President of Crescent Ridge Partners, a venture fund that provides seed capital to early stage startups. She actively invests in entrepreneurs developing disruptive technologies across all multiple to build successful and sustainable companies. Prior to founding Crescent Ridge Partners, Allison was Vice President at Viscogliosi Brothers, a New-York based venture capital company focused on cutting-edge orthopedic medical device technologies. She was previously part of the founding team and Director of Corporate Finance and Strategic Planning at Paradigm Spine, a startup that developed non-fusion spinal implants to treat degenerative and deformity spinal disorders. Allison holds a B.S; B.A, Management Science; Psychology from UC San Diego and an M.B.A from UCLA Anderson School of Management.

Cathy Pucher, Executive Director, SDSU’s Zahn Innovation Platform Launchpad

Cathy works with aspiring entrepreneurs at SDSU’s Zahn Innovation Platform Launchpad. Zahn Innovation Platform Launchpad helps SDSU students, faculty and staff launch a start-up from their early stage ideas. Up to Forty teams and over 100 students from all across the campus work concurrently to bring their idea to life while  receiving mentoring, pro bono legal guidance, prototyping services, business acumen, and access to early stage funding in 24/7 co-working space on campus. Since opening its doors eight years ago, one in ten or 25 student led teams have launched their business and collectively raised $15M in early stage funding. She recently launched the Aztec Cooperative Fund, ZIP Launchpad initiative, committed to building an ecosystem on campus by providing funding for ZIP Launchpad teams to contract paid help from other SDSU students while providing the contracted students with paid experience and a “bite” of entrepreneurship.

She helped create EvoNexus and served as their first Executive Director. EvoNexus is an incubator dedicated to simulating the growth of new high technology companies in San Diego. EvoNexus has raised over $1.6 B since opening in Oct 2009. She brings 20+ years of experience in the high tech industry and has worked for
established and start up technology companies.

Kara Bortone PhD., Head of JLABS @ San Diego

As Head of JLABS in San Diego, Kara is responsible for external engagement, innovation sourcing, company onboarding, portfolio management, operational excellence, educational programming and P&L. She catalyzes and supports the translation of science and technology into valuable solutions for patients and consumers across the pharmaceutical, medical device and consumer healthcare sectors.

Kara joined Janssen R&D through Prescience International, where she was Director of Corporate Ventures, primarily focusing on the JLABS project. She has over ten years of experience in the European and the U.S. biotech sector. Before joining Prescience, Kara led the scientific communications and marketing for Belgian-based Galapagos NV at a period when the company grew from 60 to over 800 employees and completed its initial public offering on Euronext.

Kara holds a BS in Chemistry from the University of North Carolina and a PhD in Biochemistry from the University of Texas.

MODERATOR:  Jean Center, Founder & CEO, Center Group Consulting

Jean Center established the Center Group in 1998 with a mission to bring innovative approaches to the field of human capital management. From organizational development to individual performance programs, the Center Group has led the way for scores of successful initiatives.  An accomplished management consultant with over 25 years of distinguished experience, Jean maintains a hands-on involvement in every engagement to ensure the best results for our clients’ talent management programs. She also draws upon a team of highly respected associates for their specialized expertise.

 

Special thanks to WITI San Diego for their support with this program.

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AGENDA
5:30: Registration, Networking, food and drinks
6:30: Presentation
7:30: Audience Q & A
8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

REGISTRATION & COST
MITEF Members and MITEF Sponsors: Free
Non-members: $65
MIT Alums:  $50
​​On-Site: $75

NOTE:  Online Registration ends at 11AM, the day of the event.  NO REFUNDS after June 17, 2019

PAYPAL is our payment processor and accepts ALL MAJOR Credit Cards.

Energy Storage: Key to ending our dependence on fossil fuels and getting to 100% renewable energy.

As California pursues its goal of 60% renewable energy by 2030 and 100% zero-carbon electricity by 2045, capturing and storing renewable energy resources will be critical in ending the state’s dependence on fossil fuels and meeting ambitious climate change goals.  In the San Diego region, cities are adopting climate action plans calling for 100% renewable energy by as soon as 2035.  Rapidly accelerating progress in energy storage is bringing us closer than ever to achieving a cleaner, more resilient grid and pollution-free transportation.  Join us as we explore a variety of the most innovative storage developments and deployments including:

  • Materials science research in the lab
  • Spin-off startup companies
  • SDG&E utility deployments
  • Large commercial and industrial customer deployments
  • Major investors and developers

We’ve partnered with Cleantech San Diego to provide an overview on energy innovation and storage, and to moderate the panel.

SPEAKERS:

  1. Stephen T. Johnston, Growth Development Manager, San Diego Gas & Electric
  2. Mike Ferry, Director of Energy Storage and Systems, Center for Energy Research, UC, San Diego
  3. Josh Gerber, Founder & Principal, 33 North Energy
  4. Russell Vare, Director, Business Development, Nuvve Corporation
  5. Cyrus Rustomji, CEO & Founder, South 8 Technologies

MODERATOR:  Marty Turock, Strategic Projects Consultant, Cleantech San Diego

Upon graduation from Princeton University with a BSE in chemical engineering, Marty joined a General Electric, Management Training Program and over his 20+ year career at GE rose to become one of the top Global Operating Managers in the Engineered Materials Businesses including P&L leadership roles in Canada and Hong Kong.

In San Diego, Marty Turock has established a sustainability consulting practice including Cleantech San Diego, SDG&E, and a number of high tech and cleantech startup companies as his primary clients.  Marty currently leads the CEC EPIC-funded Southern California Energy Innovation Network in helping entrepreneurs accelerate commercial traction for their breakthrough energy innovations.

Stephen T. Johnston is the Growth Development Manager at SDG&E.  He creates and develops new revenue opportunities in both traditional and non-traditional utility activities, connecting the dots between market opportunities and the engineering, regulatory, operations, and strategy.  Prior to SDG&E, Stephen worked at multiple high-tech and semiconductor companies creating new product lines and revenue streams.  He has a Master’s degree in Physics, an MBA from London Business School, and served in the U.S. Marine Corps.  He lives in Ocean Beach with his wife and three sons.

 Cyrus Rustomji obtained his Ph.D. in Material Science in 2015 from UC San Diego and his B.S. in Physics from UC Los Angeles in 2007. He is currently founder and CTO of South 8 Technologies, working to commercialize next-generation battery devices using novel electrolyte materials. He has over 12 years experience in research, development and commercialization of energy storage and conversion materials and devices. He has also held development and technical positions in the battery, aerospace, and semiconductor industries. He has 14 issued and pending patents and several publications in peer reviewed journals.

 Mike Ferry is the Director of Energy Storage & Systems at the UC San Diego Center for Energy Research (https://cer.ucsd.edu/), overseeing campus research on the development and deployment of advanced energy storage technologies and the integration of renewable generation, including technical and commercial demonstration projects to improve the performance of renewable energy systems and microgrid operations, cost-benefit and market analysis, and the promotion of multi-disciplinary frameworks to enable large-scale storage and renewable energy adoption. Mike holds a Master of Science degree from the Energy and Resources Group at the University of California, Berkeley.

 Josh Gerber is the Founder and Principal at 33 North Energy LLC, an energy storage & DER consulting firm. He is an expert on cutting-edge energy policy, business and technology issues, and works with companies to grow California’s electric transportation and energy storage sectors.

Prior to founding 33 North Energy, Josh spent 15 years at San Diego Gas & Electric, working on smart grid, energy storage, and other advanced technologies. While at SDG&E, he led the commercial and regulatory efforts for 430 megawatt hours (MWh) of utility-scale energy storage projects, and the installation of 150 MWh in 2016-17 – including the largest lithium-ion battery project in North America in Escondido, CA.

 Russell Vare is Director of U.S. Business Development for Nuvve and is leading vehicle to grid (V2G) business opportunities in North America.  He has over 15 years of experience in the automotive industry, including Nissan and Mercedes-Benz. He’s led strategy, sales and marketing for the cross-over between EV and energy storage and has been successful in bringing new technologies to market

 

AGENDA
5:30: Registration, Networking, food and drinks
6:30: Presentation
7:30: Audience Q & A
8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

REGISTRATION & COST
MITEF Members and MITEF Sponsors: Free
Non-members: $65
MIT Alums:  $50
​​On-Site: $75

NOTE:  Online Registration ends at 11AM, the day of the event.  You may register at the door for $75, the on-site price. NO REFUNDS after March 18.

PAYPAL is our payment processor and accepts ALL MAJOR Credit Cards.

XCOM and 5G applications: Learn from San Diego’s most promising startup

As 5G networks emerge, speculation is growing about what use cases are possible. In its peak hype cycle, 5G promises to be everything for everyone.  In reality, it offers three distinct capabilities: 1.) ultra-high speeds for enhanced broadband, 2.) ultra-low latency for mission-critical applications and 3.) massive internet of things (IoT) for billions of devices.

In the early phases of 5G, when it gets off the ground this year, cost-effective broadband data capacity will be its best use case. As the technology continues to evolve watch for vertical industries — healthcare, smart cities, automotive, entertainment, computing and manufacturing — to experience revolutionary changes.

At the forefront of this revolution is San Diego-based XCOM, a new idea from some of the brightest minds formerly at Qualcomm.  And make no mistake, their new company could be just as big as the one they left.

Hear directly from Anton Monk, responsible for Technology Strategy and Business Development at XCOM. Joining Dr Monk is one of XCOM’s use cases from David Pinn, VP Strategy, Brain Corp. We’ll also hear about Smart Cities applications from CUBIC’s head of Global Product Management, Erik Vlugt.

  Dr. Anton Monk – Technology Strategy & Business Development, XCOM

Dr. Monk is currently responsible for technology strategy, business development and partnerships at XCOM Labs, which is developing innovative wireless technologies for 5G and beyond. Previously, he was VP of Strategic Alliances and Standards at Cohere Technologies, which developed a groundbreaking wireless modulation technique for next generation 5G cellular communications. He was a co-founder & held the roles of VP & CTO of Entropic Communications, a publicly traded semiconductor company that invented the MoCA home networking solution used by Pay TV service providers for multi-room DVR throughout the U.S. He holds more than 25 granted patents and has been an invited keynote speaker at global technology conferences. Prior to co-founding Entropic he was involved in the development of cable, satellite and wireless integrated circuits at Conexant and ComStream Corporation and was a researcher at the Jet Propulsion Laboratory. He sits on various industry, advisory and academic boards. Dr. Monk earned a M.S. in Electrical Engineering from the California Institute of Technology and B.S. and Ph.D. in Electrical Engineering from the University of California, San Diego.

  David Pinn — Vice President, Strategy, Brain Corp

David Pinn is a technology executive with a focus on finance, strategy, and corporate development. As Brain Corp’s Vice President of Strategy, David is responsible for building and implementing growth plans and partnerships for San Diego’s premier robotics company.

Before his time with Brain Corp, David was head of finance for Antenna79, a technology startup backed by L Catterton, the world’s largest consumer-focused private equity group.  He was a founder of Snaptracs, Qualcomm’s consumer electronics subsidiary, and he led a number of acquisitions and divestitures within Qualcomm’s Strategic Finance group. Prior to his career in finance, David was an electrical engineer designing test systems for cellular, WiFi and Bluetooth applications.

David received his undergraduate degree in Electrical Engineering from the University of Texas at Austin and completed an MBA at UC Berkeley where he was a Mayfield Fellow.

  Erik Vlugt — Vice President, Global Product Management, Cubic Transportation Systems

Erik has responsibility for the company’s product strategy, including formulating product and technology outlooks, defining and executing existing customer technology roadmaps, and oversight of the CTS research and development portfolio. Under his leadership, CTS is building out team development, product vision, execution and product culture.

He has over 20 years in senior product management leadership roles within the payment and electronics industries and has a track record of building global teams, running multi-million-dollar product portfolios, and driving new growth and profitability.

In his former role, Erik was vice president, global product management for Verifone, where he led product management for a wide variety of payment solutions and emerging technologies.

Erik speaks regularly on payment related topics, including mobile, EMV, and NFC, at industry events, and in 2012, addressed the Congressional Financial Services Committee on the topic of emerging payment technologies. In 2014, Erik was appointed to the Smart Card Alliance’s EMV Migration Forum Steering Committee.

Previously, Erik also held consumer electronics product management and technical marketing positions at TDK Corporation and ShareWave, which was later acquired by Cirrus Logic.  He has a bachelor’s degree in computer science and business from the Amsterdam University of Applied Sciences.

  MODERATOR: Seth Newberry, Executive Director, Open Mobile Alliance

Seth Newberry has over 30 years of experience in the telecommunications industry in Operations, Technical and Business Development roles. Presently, Mr. Newberry is the Executive Director of the Open Mobile Alliance, where he directs the operations of one of themost recognized worldwide specification setting bodies for mobile data applications and IOT.  OMA is comprised of companies from Europe, Asia, and the Americas and has developed a portfolio of over 200 software specificationsthat support a broad range of standardized mobile data applications.

Prior to his role at OMA, Seth was Vice President of Research for RHK, Inc. (now OVUM) a market research firm that developed telecoms industry research. Mr. Newberry holds a B.A. and M.B.A. from the University of Arizona.

AGENDA
5:30: Registration, Networking, food and drinks
6:30: Presentation
7:30: Audience Q & A
8:00: Program Concludes, Networking, Coffee & Dessert until 8:30

REGISTRATION & COST
MITEF Members and MITEF Sponsors: Free
Non-members: $65
MIT Alums:  $50
​​On-Site: $75

NOTE:  Online Registration ends at 11AM, the day of the event.  If you register online after 11AM, you will be charged $75, the on-site price. NO REFUNDS after April 15.

PAYPAL is our payment processor and accepts ALL MAJOR Credit Cards.